AffirmTM: Simple, Transparent Financing
Affirm gives you the flexibility to buy now and pay over time, with no hidden fees or surprises. What you see is exactly what you’ll pay.
Choose Your Pace:- Pay in 4: Perfect for smaller updates (orders $30–$1,500). Pay in 4 interest-free installments every two weeks.
- Installment Loans: Designed for full kitchen remodels. Choose from 12, 24, 36, or 48-month terms to keep your monthly costs low.
- Check Your Rate Safely: Checking your eligibility is a "soft inquiry" and has no impact on your credit score.
- Instant Decisions: Get a real-time decision so you can keep your project moving.
- No Hidden Traps: There are no prepayment penalties. If you want to pay your balance early, you can do so at any time without extra fees.
PayPal Pay Later: The Familiar Way to Pay
If you already use PayPal, you’re just a few clicks away from financing your new kitchen.
Simple Options:- Pay in 4: Divide your purchase ($30–$1,500) into 4 interest-free payments with the first payment due at the time of purchase.
- Pay Monthly: For larger orders up to $10,000, enjoy the flexibility of 6, 12, or 24-month terms.
- Fast Checkout: No need to re-enter all your information—use your existing PayPal account.
- Trusted Security: Benefit from the same purchase protection you expect from PayPal.
- Manage on the Go: Easily track and manage your payments through the PayPal app.
At-a-Glance: Compare Your Options
| Feature | Affirmâ„¢ | PayPal Pay Later |
|---|---|---|
| Best For | Large-scale renovations | Existing PayPal users |
| Max Order Value | Varies by credit (Higher limits) | Up to $10,000 |
| Short-Term Option | 4 interest-free payments | 4 interest-free payments |
| Long-Term Terms | Up to 48 months | Up to 24 months |
| Credit Impact | No impact to check eligibility | No impact to check eligibility |
| Prepayment Fees | $0 | $0 |
How It Works: 3 Simple Steps
Shop & Design
Add your dream cabinets and hardware to your cart.
Select Financing
At checkout, choose either Affirmâ„¢ or PayPal as your payment method. payment method.
Get Approved & Build
Complete a quick application (with no impact to your credit score to check). Once approved, we'll start processing your order immediately!
Legal Disclaimer: All financing is subject to credit approval. Rates and terms may vary based on creditworthiness. Affirm loans are made by lending partners (see affirm.com/lenders). PayPal Pay Later is subject to consumer credit approval by the lender, PayPal, Inc. Checking your eligibility for either provider performs a soft credit inquiry, which will not affect your credit score.